Medicare Part B — Medical Insurance
Part B helps cover services from doctors and other providers, outpatient care, preventive services, and certain medical equipment.
Primary focusMedical and outpatient services
Common costsMonthly premium, annual deductible, and coinsurance
Keep in mindLate enrollment penalties may apply
What Part B helps cover
- Doctor and other health care provider services.
- Outpatient care, ambulance services, and certain home health care.
- Durable medical equipment and many preventive services.
Costs and coverage
- Most people pay a monthly Part B premium.
- An annual deductible and coinsurance may apply to many covered services.
- Using providers who accept Medicare assignment can affect what you pay.
Enrollment considerations
- Delaying Part B without qualifying coverage may result in a late enrollment penalty.
- Employer coverage rules can vary based on employer size and your situation.
- Confirm your enrollment timing before employer coverage ends.
Important: Part B costs can change each year. Always verify current premiums and deductibles with Medicare.gov.
For complete and current information, review Medicare.gov and official plan documents.