Medicare Supplement Plan N
Plan N is a standardized Medigap policy that covers many Original Medicare cost-sharing amounts but may require copayments for certain office and emergency room visits.
Plan typeMedicare Supplement (Medigap)
Cost sharingSome office and ER copayments may apply
Part B excess chargesNot covered
What Plan N may help cover
- Part A coinsurance and additional hospital costs, within plan limits.
- Many Part B coinsurance amounts after the Part B deductible, subject to certain copayments.
- Several other standardized Medigap benefits.
What you still pay
- The annual Part B deductible.
- Copayments for certain office and emergency room visits.
- Part B excess charges when applicable, plus services Original Medicare does not cover.
What to compare
- Premiums, pricing method, and rate history.
- Whether your providers accept Medicare assignment.
- State availability, underwriting, and enrollment protections.
Important: Plan N benefits are standardized, but premiums vary by insurer and location.
For complete and current information, review Medicare.gov and official plan documents.