Medicare Supplement Plan F
Plan F is a standardized Medigap policy with broad coverage, but it is not available to most people who became newly eligible for Medicare on or after January 1, 2020.
Plan typeMedicare Supplement (Medigap)
AvailabilityLimited for people newly eligible after January 1, 2020
Drug coverageNot included
What Plan F is designed to cover
- Certain Part A and Part B cost-sharing amounts left by Original Medicare.
- The Part B deductible for people eligible to buy Plan F.
- Standardized core benefits regardless of the company selling the policy.
Who may be eligible
- People eligible for Medicare before January 1, 2020 may still be able to buy Plan F.
- Availability, pricing, underwriting, and guaranteed-issue rights vary by state and situation.
- You must have Original Medicare Part A and Part B.
What it does not include
- Prescription drug coverage.
- Routine dental, vision, or hearing care unless separately offered.
- Long-term custodial care.
Important: Plan F and high-deductible Plan F availability varies. Confirm eligibility with your State Insurance Department and the insurer.
For complete and current information, review Medicare.gov and official plan documents.