Medicare Supplement Plan G
Plan G is a standardized Medigap policy that helps pay many Original Medicare cost-sharing amounts, but it does not cover the Part B deductible.
Plan typeMedicare Supplement (Medigap)
Key differencePart B deductible is not covered
AvailabilitySold by private insurers; premiums vary
What Plan G may help cover
- Part A coinsurance and hospital costs after Medicare benefits are used, within plan limits.
- Many Part B coinsurance or copayment amounts after the Part B deductible.
- Certain other standardized benefits, including limited foreign travel emergency coverage.
What to compare
- Monthly premium and the insurer’s pricing method.
- Standard versus high-deductible Plan G availability.
- Company service, rate history, discounts, and household eligibility.
Important limitations
- Plan G does not include prescription drug coverage.
- You cannot use Medigap with Medicare Advantage.
- Availability and underwriting rules vary by state and enrollment rights.
Important: Benefits are standardized, but premiums for the same lettered plan can differ by insurer.
For complete and current information, review Medicare.gov and official plan documents.